Event Liability Insurance

Three people are running on a forested path during a race. The person on the left is smiling and wearing a hat, glasses, and a purple shirt with bib number 278. The person in the middle, wearing a gray hoodie, has bib number 272. The person on the right is wearing a blue jacket with bib number 366. Other runners are seen in the background.
Friends Groups may need liability insurance when they host an event at a park or trail. P&TC may be able to work with your group to extend our liability insurance for this purpose.

Hosting an event in a park or trail can be an enjoyable way to engage visitors, raise awareness, and gain more supporters. The Friends Group’s role often involves assisting the park or trail staff. Sometimes, however, Friends Groups organize events that exceed regular park events. In those instances, park management (e.g., the MNDNR) may require Friends Groups to have liability insurance.

Parks & Trails Council may be able to collaborate with your Friends Group to sponsor such an event, thereby temporarily extending our liability insurance coverage to your Friends Group. 

Parks & Trails Council reviews applications for liability insurance based on several criteria, including the length of the event and the amount of potential liability involved in the activities described. If the land management agency at your park or trail has requested that your Friends Group acquire this coverage, you can complete the form below.

Apply at least 30 Days Before Your Event

Use the form below to apply for Parks & Trails Council to sponsor your event. Please allow 30 days for P&TC staff to process and respond to liability insurance applications. Feel free to email us at friends@parksandtrails.org to answer any questions.

Using a Waiver

Parks & Trails Council generally requires that the Friends Group administers waivers to participants for events that we sponsor. The waivers notify the participants of the risks involved in the activity.

Below is a waiver template that can be used to draft a specific waiver for your event.